Being a veteran or working in the military can provide you with a lot of benefits when it comes to loans, insurance, and more. 

One of these benefits is referred to as the U.S. Department of Veterans Affairs loans. They are more commonly known as VA loans. 

VA loans include a lot of great benefits for veterans along with current military personnel. 

VA mortgage loans are great for those who don’t have the money to put down a big down payment on a home. Also you don’t have to have as strong a financial situation to qualify as you would with a conventional mortgage. 

There are a lot of options for those seeking to get a VA loan. And things change. But based on what’s out there right now, the list below are some of the best VA mortgage lender options. 

The “best” may vary from person to person so be sure to do your research. But definitely check out the lenders below to see if they are the best option for your situation.  

Best VA Mortgage Lenders

Here are some of the best VA mortgage lenders according to multiple sources we went to for research. These sources include NerdWallet, Forbes, and Money.

Flagstar Bank

According to Forbes, the best VA mortgage lender is Flagstar bank. Forbes advisor gave Flagstar Bank a 5 out of 5 stars rating. 

Forbes picked Flagstar Bank as the best VA mortgage lender because they offer all the major mortgage options out there. And these offers are either available online or through their branch locations found in 29 states.

They also have low minimum credit score requirements for certain loans. This is perfect for people who are fixing their credits as well as for first-time borrowers.


NerdWallet picked NBKC Bank as their best VA mortgage lender. This well respected site gives NBKC Bank a 5 5 out of 5 stars rating. 

NerdWallet picked NBKC Bank as the best VA mortgage lender because it is great for borrowers who have solid credit who want to pay low rates. NBKC Bank also has great online experience. 

Their minimum credit score you need to qualify for a loan is 660.

Veterans United

Money placed Veterans United as their best VA mortgage for loan for loan variety. They picked Veterans United for a couple of reasons. 

First, Veterans United offers both fixed and adjustable rates for those eligible. They offer loan types such as 30-year Fixed-Rate, IRRRL, 30-year Cash-Out Jumbo, and 30-year Cash-Out.

Their minimum credit score is 640. 

Quicken Loans

Forbes gave Quicken Loans a 4.5 stars out of 5 stars rating. NerdWallet also gave the same score for Quicken Loans. 

They are one of the largest mortgage lenders in the U.S. right now. And many believe them to have the best online experience. You can easily apply online through their Rocket Mortgage platform 

Aside from having a great online service, they have flexible customer service hours, which are available both day and night. 

Quicken Loans offer custom-fixed rate loan terms between 8 and 30 years. 

Quicken Loans feature instant employment as well as income verification for working Americans.

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