If you are planning on buying a new home, or applying for a new home loan, you may be wondering if you can add your credit card debt into a new mortgage. Since mortgages usually have lower interest rates than credit cards, many people think about just transferring that credit card debt to their new…
There are situations where a married couple may not want to apply for a mortgage together. We’ll look at the reasons what that might be the case below. But, is that even possible? Will a mortgage lender only consider giving a home loan to one spouse and leave the other out of it? Below we’ll…
One of the terms you may hear about when you first get a mortgage is “mortgage statement”. If you want to know exactly what is a mortgage statement, you’re in the right place. Below you’ll find the answer to that question as well as some key things you should know about mortgage statements. What Is…
Can you have multiple mortgages? And, if so, exactly how many mortgages can you have? In this article we answer all these questions and more. So whether you’re looking to buy a 2nd home or buy investment properties, here’s what you need to know about multiple home loans. How Many Mortgages Can You Have? The…
Buying your first home is a huge milestone. One that’s exciting but can also be very overwhelming and stressful. Most likely, if you are going to buy a home, that means taking out a home loan (aka a mortgage). Getting a mortgage for a first time home buyer can sometimes be challenging. If you’re young…